Financial Advice Cost
James Hayes Financial Planner operates on a fee-for-service model. Your financial strategy is dictated by your objectives, not by product sales or institutional quotas.
Discovery Phase
James ensures that his expertise is useful to you before you make a financial commitment. If he cannot help you, he will be direct about it and point you in the direction of an alternative resource. This phase includes two complementary offerings:
- Free
15-Minute Introductory Call
A short discussion over the phone to understand your situation and confirm whether James is the right adviser for what you need.
60-Minute Strategy Consultation
An in-person or video session where James maps out the strategic options available to you before any fee is agreed.
Upfront Advice
If you choose to proceed with a formal Statement of Advice (SOA), James charges a one-off fee for the research, design, and implementation of your strategy.
One-off upfront fee
$2,200 – $6,600
The exact quote is provided after your first meeting and depends on the number of entities, asset volume, and the complexity of the advice.
Ongoing Advice & Management
If you need continuous portfolio management and proactive legislative monitoring, an ongoing retainer fee applies. James will adjust your strategy as markets and government regulations evolve.
Independence & Commissions
James does not receive kickbacks or volume-based bonuses from investment platforms or banks as he is an independent financial adviser.
Insurance Brokerage
Consistent with industry standards, the only commissions received are for insurance brokerage services. All other advice is funded strictly by the fees agreed upon by you.
Ready for clear, independent advice?
Start with a complimentary conversation about what matters most to you.